Indexed Annuities
Are you envious of stock market returns, but afraid to risk your money in the stock market for fear of losing your hard-earned principal?
Are you looking for something that gives you choices along with guarantees?
If you answered yes to these questions, we may have the product to fit your specific retirement needs. A fixed index annuity from Midland National, ING, Allianz or Annuicare can help you achieve your financial goals.
Our fixed index annuities are unique in that we combine the choice of several index account options with the ability to move your money between accounts on an annual basis. This allows you to participate in returns based on the growth in these stock market indices while guaranteeing that your premiums will never decrease due to a market downturn.
Account options include:
• Standard and Poor’s 500® (S&P 500)
• Dow Jones Industrial AverageSM (DJIA)
• Standard & Poor’s Midcap 400® (S&P 400)
• Russell 2000®
• NASDAQ 100®
• A Fixed Interest Rate Account
Best of all, your money is guaranteed to grow even if the market index doesn’t increase, provided the contract remains in force until the end of the surrender period. Our fixed index annuities also give you the safety of a minimum guaranteed interest rate on premiums allocated to the fixed account. Fixed index annuities also give you even more features and benefits, including:
• The power of tax deferral
• Up to 10% penalty-free withdrawals (once per year) starting in the second contract year
• Lifetime income annuitization options (income you can never outlive)
• Nursing Home Confinement Rider (may not be approved in all states)
Act now to begin participating in the growth of the indices while being shielded from market downturns. Please feel free to call me at 727-534-5826 for more information.
FIXED INDEX ANNUITIES Standard & Poor’s®, S&P®, S&P 500®, S&P Midcap 400® and Standard & Poor’s® index are trademarks of the McGraw-Hill Companies, Inc. and have been licensed for use by Midland National. These products are not sponsored, endorsed, sold or promoted by Standard & Poor’s® and Standard & Poor’s® make no representation regarding the advisability of these products. Dow JonesSM, Dow Jones Industrial AverageSM and DJIASM are service marks of Dow Jones and Company, Inc. and have been licensed for use for certain purposes by Midland National. These products are not sponsored, endorsed, sold or promoted by Dow Jones and Dow Jones makes no representation regarding the advisability of investing in such products. The NASDAQ-100®, NASDAQ-100 INDEX and NASDAQ® are registered marks of the NASDAQ Stock Market, Inc.® (which with its affiliates are the “Corporations”) and are licensed for use by Midland National. These products are not sponsored, endorsed, sold or promoted by the NASDAQ Stock Market and the NASDAQ Stock Market makes no representation regarding the advisability of investing in such products. Russell 2000 Index® is a trademark of the Frank Russell Company and has been licensed by Midland National. These products are not sponsored, endorsed, sold or promoted by Frank Russell Company and Frank Russell Company makes no representations regarding the advisability of investing in these products. Note: Not all Index Account options are available in all states or on all products. Past performance is no indication of future performance. Midland National does not give tax or legal advice. Please consult with your attorney or tax advisor. The tax-deferred feature is not necessary for a tax-qualified plan. In such instances you should consider whether other features, such as the death benefit, lifetime annuity payments and optional riders make the contract appropriate for your needs. Withdrawals prior to age 591/2 may be subject to IRS penalties.